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Labs Face Bad Debt Exposure from New Patients in ACA Plans

ACA’s 90-day grace period rule exposes physicians and clinical labs to risk of non-payment for services

LABS MAY BE AT RISK for the total cost of lab testing performed for patients who enroll in a subsidized insurance plan through the ACA’s health insurance exchanges (now called the marketplaces), but never pay their premiums during the 90-grace period. The federal Centers for Medicare & Medicaid Services (CMS) allows individuals who buy subsidized …

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